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How to Build Your Home? Your Mini World

7 Steps to building your dream home

7 Steps to building your dream home 

Building a new home is an exciting and fun journey that can also be stressful and extremely expensive if you don’t have a step by step plan. Below are the main steps you need to take before, during, and after building your dream house.

Finding a location

The location is hands down the most important aspect in the process of building the home of your dreams. After all, once you’ve built it you can’t move it. That is unless you pay a company an unthinkable sum of money to haul the entire structure to another location. (think north of $150,000)

Not only will you need a permit for every city your home passes through, there are time and day restrictions on when you’re allowed to move it. Sounds like a ginormous headache right? You might as well build where you can see yourself and your family living for presumably the rest of your life.

Think back to the places you’ve visited and it should be fairly easy to remember which ones you enjoyed the most. The next step would be doing thorough research about each location on your list. It would be a nightmare to begin construction on a new home only to later find out that your pet boa constrictor you paid thousands for is illegal in that state. Ask around on forums for locals or call any friends you might have that live in the area and ask them how the weather is. Nobody wants to permanently live in a place with a brand of weather they particularly hate. Most times, a simple Google search won’t give you the whole picture of a certain areas climate throughout the year.

Planning the design.

The next step would be finding out which type of home design you like (and fits your lifestyle) best. There are countless styles of homes and not every builder in every state specializes, or is willing to build every particular type of home. Do your due diligence on home builders in the area you’ve chosen and find out what style of architecture they specialize in, or if they would be willing to custom build the home you’ve envisioned.

Afterwards, you’ll want to sit down with a home designer who will take your desired qualities and bring them to life in a 3D model using specialized software. If you’re the creative type and your design skills are up to the challenge, there are many free, semi-free and paid websites and applications you can use to design your home yourself. You might actually find it fun and rewarding.

Calculating costs.

Some might disagree with the location being the most important aspect, and in a lot of cases, they are correct. The myriad of financial surprises that can arise during a home build is enough to give anyone a hernia.It’s important to get a clear picture of the resources available on the plot of land you’ve chosen (if it isn’t part of an existing residential development). Sometimes a parcel of land can lack vital things like a connection to the water supply or the electricity grid. Hiring a company to add these things that most people expect to be readily available can be very costly on its own.

Establishing a realistic timeline.

Waiting isn’t fun. Knowing how long you have to wait takes away the stress. Building a home is a lengthy process and the days start to blur into each other as they turn into weeks, months and in some cases years. Of course, the rate at which your construction progresses will depend on your budget, the weather, legal roadblocks and bureaucratic hoops you’ll need to jump through to bring your dream into reality.

Getting a construction loan.

There are two main types of construction loans. A construction-to-permanent loan you’re borrowing to pay for the project. After you move in, your lender will convert your loan balance into a permanent mortgage. A Stand-alone construction loan is actually two separate loans; where the first loan pays for construction and when you move in, you get a mortgage to pay off the construction debt.

Finding contractors. 

Now that you’ve pinpointed a location, finalized your desired design, and planned your budget and estimated timeline and secured a construction loan, here is where you seek out contractors and subcontractors who will actually do the job. Take second and third looks at your plans and specifications to make sure they are accurate as possible. This is the point where you’ll get a more clear picture of how much your home build will cost. Making changes to your plans during the construction phase can end up being insanely expensive.

Making renovations.

You patiently waited for your home to be complete and you and your family are living comfortably in your new home. You’ll definitely start to think about improvements that you want or the home needs after settling in. Nobody can predict the future. Of course, any renovations you want will likely need to be financed. Financing renovations and improvements does not have to be an insanely expensive headache. Companies like Ygrene can assist you with this step click here.


This list is not exhaustive and there are many smaller steps you’ll have to take in the process. Doing your own research will pay off tremendously and always keep your vision in mind when going through this rewarding endeavor.

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